The COVID-19 pandemic and resulting financial challenges are straining many people’s budgets and bringing out the scammers. To help individuals manage their credit obligations and keep an eye out for fraud, the three major credit reporting bureaus – TransUnion, Equifax, and Experian – now offer free weekly online credit reports through April 2021. The weekly free reports can be ordered online at the only official website: AnnualCreditReport.com.
Each of the three major credit reporting bureaus has set up a website specific to the COVID-19 pandemic:
- Equifax COVID-19 Credit and Financial Resources Center
- Experian COVID-19 Resources & Credit Education
- TransUnion COVID-19 Support Center
To assist in contacting creditors, the credit reporting bureau Experian website also has a list of financial institutions, creditors, and insurers with website links. Beware of scams like emails or phone calls you get claiming to be from your credit card company or lender. When you reach out to creditors, call the customer number on the back of your credit card, use their app, or visit their website online.
For more information on financial management and links to resources during the COVID-19 pandemic, check out the UW’s Managing Your Personal Finances During Tough Times website.