We teach, learn, lead and serve, connecting people with the University of Wisconsin, and engaging with them in transforming lives and communities.

Free Weekly Credit Reports

The COVID-19 pandemic and resulting financial challenges are straining many people’s budgets and bringing out the scammers. To help individuals manage their credit obligations and keep an eye out for fraud, the three major credit reporting bureaus – TransUnion, Equifax, and Experian – now offer free weekly online credit reports through April 2021. The weekly […]

Read More...

Protecting Your Credit During the COVID-19 Pandemic

A sudden and drastic drop in income can leave people in a position to make hard choices to keep up with expenses. Individuals may find they need to rely of credit through a credit card or bank loan to get through an unknown financial future. Keeping in mind the impact on your credit report and […]

Read More...

Credit Report Podcast

Listen in on this “Keeping your credit in check” podcast with Lorre Kolbe, Senior University Relations Specialist with the Division of Extension Communications and Stakeholder Engagement. We discuss credit reports, credit scores, and how and why to order your free credit report from Experian, TransUnion, and Equifax. Let me know what topics you’d like to see […]

Read More...

Options to Improve Your Credit Report and Score

Keep in mind that there is no such thing as one credit score that is used by all creditors. The typical individual with a credit history may have hundreds of different credit scores across the three major credit bureaus – TransUnion, Experian, and Equifax – that are used for different purposes, such as car loans, […]

Read More...

Credit Campaign 2019 Highlights

This infographic shares highlights of the Extension ‘Check Your Credit’ Campaign outreach efforts. The email reminders sent three times a year help nudge individuals to order and monitor their own credit reports.

Read More...

How long does information stay in your credit report?

The UW “Check Your Free Credit Report” Campaign conducts an annual yearend survey of participants. In 2018, 35% of respondents reported knowing very little or nothing about how long information stays in a report. It can be helpful to understand what types of information appears on a credit report and how long that information is […]

Read More...

Equifax Data Breach Settlement

The Federal Trade Commission has set up a website for individuals who were affected by the 2017 Equifax data breach. Visit the FTC website by clicking on this link for an overview of the settlement and official links to file a claim. The FTC website also has a look-up tool to find out if your […]

Read More...

Couples and Credit Reports

Knowing your spouse or partner’s credit history is as important as knowing your own. When in a relationship, your partner’s credit can become a source of stress and may affect your ability to secure a home or auto loan. Establishing regular times for couples to check and review their credit reports together is an important […]

Read More...

Free credit freezes now available through credit bureaus

Due to a change in law earlier this year, consumers in Wisconsin and across the United States are now able to place free credit freezes on their credit reports from the three major consumer reporting agencies: Equifax, Experian, and TransUnion. A credit freeze, also called a security freeze, is one of the strongest steps you […]

Read More...

Changes coming to your credit report

There have been many important changes to credit reports this spring, with more changes coming in fall 2018. UW-Extension’s Check Your Free Credit Report campaign can help you keep track of these changes and also make the process of ordering your free credit reports as easy as possible. Anyone can sign up to receive an […]

Read More...