Identify Theft

Protecting Yourself and Your Information

Identity Theft is a crime that happens when someone takes your personal information (name, social security #, address or date of birth) with the intention to commit fraud. Follow the 3 D’s to keep your identity safe.

Deter

Don’t carry your social security card in your wallet.

 

Shred all papers with any identifying information.

 

Choose not to receive pre-screened credit card offers. Call 1-888-567-8688 to opt out.

 

Never give your social security number or bank account information over the phone or online.

 

Pay close attention to your mail, bills, and monthly statements. Note when they normally arrive-if they are late, check on them.

 

Keep up-to-date records. Be familiar with transactions, amounts and activities on all accounts. If something looks unfamiliar, follow up with a phone call.

Detect

Check for these warning signs:

  • Monthly bills and statements stop arriving in mail.
  • You are denied for credit.
  • Bills from companies you don’t recognize start arriving in mail.
  • Collection agencies start contacting you.
  • Your tax return is rejected by the IRS.

Check your credit report annually to check for signs of ID theft such as accounts from companies you don’t recognize:

Defend

If you think you may be a victim, take the following steps immediately!

  • Call the police and file a report.
  • Report the crime to FTC (Federal Trade Commission):
    • 1-877-IDTHEFT
    • FTC.GOV/IDTHEFT
  • Call the fraud unit at one of these three Credit Reporting Agencies to place a fraud alert:
    • Equifax 1-800-525-6285
    • Experian  1-800-680-7289
    • Trans Union 1-800-397-3742