Unfortunately, overdue medical bills are a common problem. For uninsured or underinsured clients, some options to look into include:
- Eligibility for government health care programs that might cover recently incurred debt, for example – earlier in a pregnancy.
- Ask about charity care funds from non-profit hospitals.
- Sometimes uninsured patients are charged 2 or 3 times more than insured patients, so look into negotiating a lower bill. Legal assistance might be needed.
- Hospital and clinic bills are hard to read and could contain billing errors. Ask for a patient advocate or customer care representative to go over each line item in the bill with you.