Medical Debt/Bills

Unfortunately, overdue medical bills are a common problem. For uninsured or underinsured clients, some options to look into include:

  • Eligibility for government health care programs that might cover recently incurred debt, for example – earlier in a pregnancy.
  • Ask about charity care funds from non-profit hospitals.
  • Sometimes uninsured patients are charged 2 or 3 times more than insured patients, so look into negotiating a lower bill. Legal assistance might be needed.
  • Hospital and clinic bills are hard to read and could contain billing errors. Ask for a patient advocate or customer care representative to go over each line item in the bill with you.