This website is designed to share proven resources used and/or developed by Wisconsin Cooperative Extension Financial Education professionals. It is designed to help people make sound financial choices in tough times. All materials are free for personal use.

The topic is divided into five areas:

  1. Talking with Family & Managing Stress
  2. Creating a Budget
  3. The Balancing Act: Cutting Expenses and Increasing Income
  4. Keeping Up with Credit and Debt
  5. Considering Foreclosure & Bankruptcy

Or you may choose to read one of these two handouts which touch on the topics listed above:

Cutting Back and Keeping Up When Money is Tight Whether it’s due to a drop in income, a big unexpected expense, or the cost of everyday living overtaking your paycheck, there are steps you can take to get a handle on your finances – and your financial stress.

Cómo reducir los gastos y estar al día con las cuentas cuando hay poco dinero (Cutting Back and Keeping Up When Money is Tight en Espanol) Ya sea por una reducción de ingreso, un gasto grande inesperado o porque el costo del diario vivir es mayor que su cheque de sueldo, hay pasos que usted puede tomar para controlar sus finanzas –y su estrés financiero.

Dealing with a Drop in Income Sometimes a household’s income drops suddenly and drastically because of a job layoff, an illness or death, or a divorce. This document walks you through everything you need to know when times are tough and the bills keep coming after your income drops.

Dealing with a Drop in Income in Espanol: Cómo Manejar una Reducción de los Ingresos

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Additional resources for financial educators and helping professionals

Financial Capability for Helping Professionals

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