Core Personal Finance Competencies

This Issue Brief defines the most basic financial concepts that adults need to have to be able to develop a financially secure household over the life course. Drawing on the literature and a focus on the one-third of US population who fail to complete traditional public education, this set of competencies deliberately focuses on the most basic concepts which can be applied through simple steps and rules of thumb and avoids concepts requiring mathematical calculations short of addition and subtraction.


January 2010

Issue Brief

Core Personal Finance Topics