Getting Back on Your Feet: Approaching Personal Financial Recovery

The purpose of this brief is to help educators, professionals, and counselors guide people in their community who are recovering from a financial setback. Issue Brief Getting Back on Your Feet: Approaching Personal Financial Recovery mp3 file* Lunchtime Learning May 2011 (May 9, 2011) *Listen now or download the audio file to an mp3 player […]

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Behavioral Finance and Economics

People often fail to take advantage of appropriate financial products when they are offered, and very often struggle to put their financial know how to use.  This Issue Brief and Wisline Conversation will provide strategies for building financial capability in light of the barriers identified in the field of behavioral science. Issue Brief Insights from […]

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Special Edition of Lunchtime Learning: Financial Stress

February 28, UW Extension faculty discussed current financial issues and the impact on everyone’s financial health.  The conversation covered coping with client financial stress and adding ourselves and colleagues to the financially and emotionally stressed population. J. Michael Collins, Peggy Olive, Meg Gores and Shelly Tidemann shared available resources and provided an open a forum […]

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Retirement Rules of Thumb

With the aftermath of the Great Recession still wreaking havoc on many American’s financial position, many consumers and professionals are questioning just how much they need to save for retirement. This brief reviews a few common rules of thumb and suggests how consumers might take – or leave – the advice. Presented March 14, 2011 […]

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Debt Collection

With the economic downturn, more and more families are behind on their bills. While not a substitute for legal advice, this Issues Brief provides some background on common issues related to debt collection, judgments and garnishments. The terms and definitions discussed here can serve as a starting point for dialogue with clients about debt collection.  […]

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2010 Tax Year Limits for Earned Income Tax Credit (EITC)

WANT MORE MONEY IN YOUR POCKET? If you’re eligible, you can get money just by mailing in a tax form. Quickly determine who is eligible by checking the requirements for the Federal Child Tax Credit, Federal Earned Income Tax Credit; the Wisconsin Earned Income Tax Credit; the Wisconsin Homestead Credit on the chart adapted from […]

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Counseling and Education for Home Owners

This brief summarizes the current literature in the field of Counseling and Education for Home Owners, both Pre-Purchase Home Ownership Counseling and Post-Purchase Mortgage Counseling.  Five conclusions from the literature review are evident. Issue Brief Housing Counseling Issue Brief mp3 file* Housing Counseling *Listen now or download the audio file to an mp3 player for […]

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What Works? Understanding Assessment Strategies for Financial Education

A key question of any education program is, fundamentally did the program ‘work?’ But what does it mean for an education program to work? Not every program needs an extensive assessment, but even a simple measure of the outcomes associated with an education program can be helpful in justifying an educational strategy. With careful planning […]

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Retirement Planning

The Federal Reserve Bank of Dallas has created  Building Wealth: A Beginner’s Guide to Securing Your Financial Future.  This tool helps people to develop a plan for building personal wealth. There is a free workbook  (also available in Spanish) and an animated CD-ROM version.  The document includes basic and more intermediate concepts related to retirement […]

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What Your Kids Learned From the Crash

One silver lining to the Big Meltdown: Teens and young adults are saving more and spending less. Try these smart moves to make the new habits stick. By Dan Kadlec Find the nearest copy of this article in Money magazine (VOL. 39, NO. 8 – September 2010)  through the on-line World Catalog.

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