- Here is one of our favorite websites about credit! https://finances.extension.wisc.edu/article-topic/building-and-maintaining-credit/ This site also has many link on it but here are few that can be found on this site you may wish to explore:
- Quick facts sheet about credit that includes how long items stay on your credit: https://finances.extension.wisc.edu/files/2020/11/Credit-Scores-handout-5.18.pdf
- We encourage you to mark your calendars on 2/2, 6/6, and 10/10 this and every year as a reminder to request a copy of your free report on those days. You can order your free reports anytime during the year. The “2/2, 6/6, 10/10” reminder dates are meant as a simple way to remember to pull your free credit reports regularly. Provide your email address on this page to automatically receive reminder emails on those dates. Visit this website’s other pages to learn how to obtain and read your credit report.
- If you want to talk to someone to help you work on your credit UW-Extension does provide free financial coaches at https://finances.extension.wisc.edu/topics/financial-resources-to-help-get-through-covid-19/contact-a-uw-madison-division-of-extension-financial-educator/
- Credit Report Request Form at https://www.consumer.ftc.gov/sites/www.consumer.ftc.gov/files/articles/pdf/pdf-0093-annual-report-request-form.pdf
- Website for the credit report https://www.annualcreditreport.com/index.action
- Website with many resources and a module about credit score https://fyi.extension.wisc.edu/moneymatters/ – you can even get a certificate if you complete the module!
- Here is an article that outlines different ways rent can be reported to the credit agency: https://www.nerdwallet.com/article/finance/rent-reporting-services
- The handout about handling negative information can be found at https://fyi.extension.wisc.edu/rentsmart/files/2019/10/C-act-4-handout-3.pdf
- WI Landlord Tenant Guide at https://datcp.wi.gov/Documents/LT-LandlordTenantGuide497.pdf
- Emotional Support Animal information at https://www.tenantresourcecenter.org/esas
- Tenant Source Book from Legal Action at http://www.badgerlaw.net/Data/DocumentLibrary/Documents/1222180572.65